Filed under: Motor Insurance — Alan @ 9:44 am
According to highly respected breakdown and motor insurance company the AA, the number of times ordinary motorists are being pulled over by police in cases of mistaken identity is on a steep upward curve.
The motoring institution says that police are pulling people over to check if they are driving with a viable licence and are then subject to scrutiny about their identity. Not that these members of the motoring public are convicts on the run, simply that police number plate recognition technology is wrongly identifying the vehicles ID.
The AA say they are receiving approximately 20 calls a week from various police authorities asking for confirmation of insurance as quite often these drivers with mistaken identity and a genuine licence actually do not have insurance.
This techno slip is proving to be pretty successful in inadvertently catching those on the roads without proper insurance.
Filed under: DVLA — Alan @ 6:10 am
AA Insurance is asking authorities to take it easy on drivers who may have documents that are delayed due to the postal strike.
Director of AA insurance, Simon Douglas, stated that many of Britain’s 30 million drivers and still depend heavily on the post when it comes to paperwork that deals with motoring.
Thus, the postal strike can cause difficulties for many drivers that are trying to take care of their car tax or renew their license through the mail.
Douglas did make it a point however, that paper records should still only be used as a back up to information that should be loaded on national databases already. According to Douglas, most motorists should not have a problem proving they have stayed current, even without the documents due to the Motor Insurance Database.
At the same time, he cautioned that those who wait until the last moment to renew their license, only to find that the database is not updated quickly enough to prevent being stopped by the police.
He also stated that due to legislative delay in making electronic license certificates recognizable many drivers are unable to produce new documents in a timely manner. At the core of the matter is the delay in getting the amendment to make sure documentation legal, even though it was first drafted back in November of 2007.
Douglas also added that electronic delivery of such documents is also a positive way to conserve energy, making the amendment approval of even higher value.
Filed under: Motor Insurance — Alan @ 2:09 am
Research from the AA shows that the cost for comprehensive motor coverage premiums is rising at its fastest rate ever, with a reported 5.6% jump within the first three months of the year to the end of September.
This is the largest increase since the group first started to monitor the insurance market back in 1994.
Additionally, the annual rate for the rise in coverage costs has also gone up by an astounding 14% which Simon Douglas the director of AA Insurance stated will lead to drivers seeing a sharp increase in the price they will have to pay when it comes time to renew annual premiums for car insurance.
Douglas went on to say that 89% of all insurers on the market have increased the price of premiums by a least five pounds in just the last quarter, with only 2.5% of insurances reduced.
The AA analysis takes into account quotes from 90 brokers and insurance companies over 1,000 consumer profiles, and found that rates rose from just £271 in 2008 up to £281 this year.
Even worse, the group warned consumers that in the future the prices of vehicle coverage premiums are expected to continue to rise, as car insurers are paying out more in claims in costs per premium received.
In order for car insurance companies to make a profit again, according to Douglas, current premiums would have to increase again by at least 20%, which is something that may occur soon given insurers have little choice.
